AgentCover

How it works

A single record that links what an agent can do to what could go wrong.

AgentCover is being built in stages. This page describes the full design and states clearly which parts are available today.

The workflow

Six stages, one continuous record.

  1. 1

    Set up your organisation

    Available

    Create a workspace, describe your organisation and invite colleagues. Owners, admins, members and AI developers each get the access their role needs, and every change is written to an audit log.

  2. 2

    Register your AI agents

    Planned · Phase 2

    Record each agent: what it is for, where it is deployed, which model and tools it uses, which systems it can reach and what it can do without human approval. Versions keep a history of how its capabilities change.

  3. 3

    Assess the risk

    Planned · Phase 3

    The risk engine will map an agent's permissions to concrete loss scenarios, score the exposure, explain its reasoning and recommend controls. What-if simulations show how a configuration change would move the result.

  4. 4

    Review insurance

    Planned · Phase 4

    Upload existing policies to extract key terms, limits and exclusions, compare them with identified risks and see products that may be relevant to discuss with a licensed broker or insurer.

  5. 5

    Monitor continuously

    Planned · Phase 5

    Configuration changes will be detected and reflected in the risk picture, with alerts when a change raises an agent's risk level.

  6. 6

    Handle incidents

    Planned · Phase 6

    When something goes wrong, record the incident against the agent and version involved, collect evidence and produce a report suitable for notifying a claim.

AgentCover platformTarget architecture

1. AI Agent Registry

Inventory · Configuration · Permissions · Integrations

2. AI Risk Intelligence Engine

Risk scoring · Exposure mapping · What-if simulations · Controls

3. Insurance Intelligence

Policy analysis · Product matching · Coverage gaps

4. Continuous Monitoring

Configuration changes · Alerts · Risk history

5. Incident & Claims Intelligence

Incident analysis · Evidence collection · Reports

AI Orchestration Layer

Specialised agents · RAG · Tool calling · Evaluation · Observability

Cross-platform intelligence

The orchestration layer will coordinate specialised AI analysts across the modules, with retrieval over your own documents, human approval checkpoints and evaluation of outputs. It is planned for Phase 7; no AI model is connected to the platform today.

What AgentCover is not

Decision support, not insurance.

AgentCover does not issue policies, underwrite risk or decide whether a loss is covered. Risk scores will be based on documented rules and analysis, not an actuarial model. Insurance decisions belong to licensed insurers and intermediaries.